Legal FAQs for Renters in
Table of Contents
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Do I have housing protections because of COVID-19?
My landlord gave me an eviction notice
What can I do?
I've been sued in court for eviction
What can I do?
How can I get rent help?
Learn about Rent Assistance programs to help with housing costs
Do I have housing protections because of COVID-19?
- Are there any special protections for renters during COVID-19 in New Mexico?
The national CDC eviction moratorium ended on August 26, 2021. Please reach out to legal services if you are worried about eviction.
Yes, the New Mexico Supreme Court has issued an order preventing physical evictions during the emergency, if a renter can show that they are unable to pay the rent. Renters cannot be removed from their homes based on nonpayment of rent, but landlords can still bring them to court to initiate the eviction process.
- What do the protections mean for New Mexico renters?
The protections means that through the end of the emergency in New Mexico:
- Your landlord can still give you a notice to quit.
- Your landlord can still file an eviction claim in court against you.
- Hearings on eviction are still happening, and the court may still hear an eviction case against you. Renters must go to court to provide the judge with evidence of your inability to pay rent.
- The court may issue a new order, judgment, or writ of eviction against you.
- An existing eviction order may not be enforced against you, if you can show you are unable to pay rent.
- Do I still have to pay rent during the emergency in New Mexico?
Yes, New Mexico renters still need to pay rent during the emergency.
Also check with your local city or county government to see if they give renters any additional protections if they are struggling to pay rent during the emergency.
If you cannot pay rent, take steps to protect yourself:
- Apply for rent assistance: If you need financial assistance for housing costs like rent or utility bills, you may be able to get help.
- Communicate with your landlord: Send a written letter or email to your landlord as soon as possible. Explain why you cannot pay the rent because of COVID-19 impact. You can also try to negotiate with your landlord to make a payment plan or get a temporary rent reduction. Get help here for drafting and mailing a letter to your landlord. You can also use this letter-writing tool here.
- Get written records of all communication: Keep copies of any letter or email you send, and any responses from the landlord. Keep receipts for any payments you make. If you make a payment plan or rent agreement, make sure to get it in writing.
- Keep proof of COVID-19's impact on you: Collect documents about your COVID-19-related employment problems, health care issues, or other issues that affect your ability to pay rent. This includes letters from your employer, doctor, insurance provider, child care provider, schools, etc.
- Can my landlord evict me during the emergency in New Mexico?
You cannot be evicted from your home during the emergency period, if you can show that you cannot pay your rent.
Your landlord may still begin a lawsuit against you, and the court may hear the case. But law enforcement should not enforce an eviction order against you, if you are able to prove that you are unable to pay the rent.
Once the emergency period ends, landlords can begin to enforce evictions against renters once again. During the emergency period, landlords can still enforce evictions against renters for reasons other than nonpayment of rent.
If you receive a notice to quit from your landlord, or an eviction lawsuit, reach out for legal help.
- Can my utilities be shut off during COVID-19 in New Mexico?
The utility moratorium in New Mexico has expired. Earlier, the Public Service of New Mexico had suspended disconnections and late fees for electric services.
If you need help paying for housing utilities, visit PNM's help page or call the company at 855-364-2950. The PNM COVID Customer Relief Fund, the PNM Good Neighbor Fund, the Low Income Home Energy Assistance Program and other resources may be available to help pay down or possibly pay off past-due bills for residential customers.
Check with your local government and utility providers about other utilities, aside from electricity.
Renters still must pay their utility bills. If you need financial assistance for utility costs, you may be able to get help.
Landlords are never allowed to shut off a renter's utilities in an attempt to force the renter out. This is illegal. Reach out to a lawyer for help if this happens to you.
- Are you eligible for eviction protections under the CDC Eviction Moratorium?
What is the CDC Eviction Moratorium?
The CDC Eviction Moratorium orders that renters should be protected from eviction if they are unable to pay their rent due to hardships like job loss, income loss, or medical expenses. This protection lasts from September 4, 2020 through August 26, 2021.
The CDC Eviction Moratorium is not automatic protection against eviction. Renters need to fill in a Declaration document and give it to their landlord to get the protection.
Landlords may still try to file an eviction lawsuit against renters, but renters can use the moratorium to defend themselves in court.
Do you qualify for protection under the CDC Eviction Moratorium?
The CDC Eviction Moratorium applies to people who:
- Live in a county with High or Substantial COVID rates. Find your county at the CDC tracker map (https://covid.cdc.gov/covid-data-tracker/#county-view). If your county has been in the Moderate or Low category for 14 consecutive days, then the Moratorium does not apply to you.
- Rent a home in the United States; AND
- Make less than $99,000 (or $198,000 if you file a joint tax return); AND
- Are facing eviction based on nonpayment of rent (not for other problems, like lease violations or criminal activity); AND
- Can show they’re unable to pay rent because they’ve had a financial hardship, like losing a job, decrease in income, or medical bills; AND
- Can show that they’ve been trying their hardest to pay their rent and find any rental assistance; AND
- Can show that they’re at risk of homelessness if they were to be evicted.
If you live in a state, county, or city that has an eviction moratorium, the CDC Eviction Moratorium doesn’t replace this local one. It adds on top of your local protections.
What does the CDC Eviction Moratorium get you?
The CDC Eviction moratorium can stop an eviction proceeding against you. It could stop your landlord from removing you from your home, or from a court giving your landlord an eviction order through August 26, 2021.
- If your landlord has already started an eviction lawsuit against you, you can use the CDC Eviction Moratorium as a defense in court.
- You can use the Declaration form to tell your landlord that you are protected from eviction, and to ask the court to stop the eviction.
- You must follow the process below to be protected by the CDC Eviction Moratorium.
The CDC Eviction Moratorium does NOT get you rent relief:
- Even if you fill in the Declaration, this does not cancel rent that you owe, or stop rent or late fees from building up.
- After the CDC Moratorium expires on August 26, 2021, you may be evicted for the rent that you owe.
The CDC Eviction Moratorium may NOT stop a landlord from suing you:
- Even after you fill in the Declaration and send it to your landlord, they might still file an eviction lawsuit against you.
- You can bring the Declaration to the court eviction hearing, to ask the court to stop the eviction.
- Call a local lawyer for help if your landlord sues you for eviction.
How do you use the CDC Eviction Moratorium to protect yourself?
To secure CDC Eviction Moratorium protection, follow these steps:
- Apply for rental assistance. Look for any rental and utility assistance in your area, and submit applications to these programs. Find local assistance programs here.
- Fill out Declarations. You and every adult in the household need to fill out a Declaration about your financial hardships and your attempts to get assistance. In the Declaration, you must say that you are telling the truth and that you may face legal consequences if you are lying. You can use this guide for help with the Declaration.
- Send the Declarations to your landlord, and also tell the landlord that you will do your best to pay when you can. Keep a copy of the Declarations, as well as any receipt or documentation that you have sent it to your landlord (like email receipt or screenshots of the message). These can be useful evidence that you followed the process correctly.
- Protections through August 26th. After you send this, your landlord cannot remove you from your home for nonpayment of rent through August 26, 2021. They are also never allowed to harass or intimidate you, or force you to leave the home without a court order.
- If your landlord has filed an eviction lawsuit against you, you can bring your Declarations to the court to ask them to stop the lawsuit. Contact a legal aid lawyer to help you with the lawsuit. Please note: Your landlord can still evict you for reasons other than nonpayment of rent, like for engaging in criminal activity in the home, violating building codes or health ordinances, or threatening the health and safety of other residents.
- You will continue to owe your rent. Try to make a plan about how you will take care of all the rent you owe. At the end of the Eviction Moratorium protections on August 26, 2021, you will no longer be protected from being evicted.
- Make sure you know your lease and its terms. Some landlords may try to evict you based on violations of the terms in your lease. If you know your lease, you can protect yourself by making sure you do not break any of its terms.
If your landlord is trying to evict you, you should contact a legal aid attorney who helps with evictions. The CDC Eviction Moratorium might give you protections that lawyers can help you with.
What if I need repairs during COVID-19 in New Mexico?
Can I break my lease during COVID-19 in New Mexico?
What do I do if my landlord tries to evict me during COVID-19 in New Mexico?
Are eviction cases still proceeding through New Mexico courts?
My landlord gave me an eviction notice
- My landlord gave me a notice to "pay or quit" my rental home in New Mexico. What should I do?
You do not have to leave your home yet.
In New Mexico, your landlord must give you an official notice that they may bring you to court to evict you for not paying your rent (or other reasons). The notice should give you three business days to either pay your rent or prepare defenses against eviction.
This official notice must follow some rules to be valid. If it doesn't follow these rules, then you can challenge it and stop an eviction.
These are the New Mexico requirements for an eviction notice:
- The notice must be written down.
- It has to have your full name and address.
- It must explain why you may be evicted -- whether it is for non-payment of rent, a lease violation, or other reason.
- The notice must say exactly how much rent you owe and the dates the rent is for.
- It has to say that this rent must be fully paid within 3 days of receiving this notice or you must move out.
Reach out for legal help if you think the notice isn't correct, or if you need assistance in defending yourself against the eviction.
- What if the landlord has just told me, face-to-face or over the phone, that I need to leave my home in New Mexico?
A verbal conversation doesn't count as an "eviction notice" in New Mexico. To be legal, the notice must be written down and given to you in the correct way.
Reach out for legal help if your landlord is trying to make you leave without going through the court process. This is illegal and a lawyer may be able to help you protect yourself.
- Do I have to leave my home by the time of the eviction notice's expiration date in New Mexico?
No, you do not have to leave (or 'quit') your home by the date listed on the eviction notice.
You do not have to leave your home until you have been brought to court, and a judge has ordered that your landlord can make you leave.
After the date on the eviction notice passes, then your landlord may file an eviction lawsuit in court against you. You will be able to go to court and present defenses to protect yourself.
My eviction notice says that I will be evicted unless I pay back-rent I owe in New Mexico. What if I can't afford to pay it?
How long do I have after I receive an eviction notice to pay back the rent to stop the eviction in New Mexico?
I've been sued in court for eviction
- My landlord has filed an eviction lawsuit against me in court in New Mexico. What should I do?
You should make sure that the landlord properly 'served' you with the lawsuit. If they didn't give it to you in the correct way, you can challenge the eviction lawsuit. In New Mexico, a landlord must follow certain rules to let you know about the lawsuit:
- Only certain people can give you the lawsuit's Summons and Complaint. The landlord can not give you these papers - it has to be a person not involved in the case. This can be the sheriff, a private process server, or any competent person over 18.
- These papers must be directly handed to either you or to a member of your household that is at least 15 years old.
- If it can not be personally served, one of the people above can post the notice on your door. If they post it, they must also mail it to you.
You should also reach out to local lawyers who can help you prepare for your court hearing so you can protect yourself against the eviction.
- Do I have to do anything after I get an eviction Summons and Complaint in New Mexico?
You are not required to file any response with the court in New Mexico. However, you MUST attend the eviction hearing (the date will be listed on the summons) if you have any defenses to present or would like to challenge the eviction.
If you cannot attend the hearing on the date it is scheduled, you may ask the court to reset the hearing. The law in New Mexico states that an eviction hearing can be reset for 7 days if either party can show a good reason for resetting it.
Reach out to legal help to learn what your rights and defenses are in your eviction case. These organizations can help you deal with this lawsuit.
- Can I settle my eviction case without going to court in New Mexico?
You can come to an agreement, but you should still go to court to make sure your case is closed.
You can work with your landlord to work out an agreement before the date of the court hearing. This might be a payment plan or other agreement on what needs to happen for you to stay in your home.
Be sure to get this agreement in writing, so that you can prove it exists and that your landlord follows through on it.
Also, you should still go to court for your hearing date, to make sure the court knows about the agreement and closes the lawsuit. If you do not go to court, the lawsuit might still continue and the judge might rule that the landlord can remove you. Go to court yourself to make sure this doesn't happen.
You can reach out for legal help to get assistance in negotiating an agreement with your landlord, and making sure this agreement is being followed.
How can I get rent help?
- Who can help me with rent that I owe?
If you are behind on rent, you can get help from your local Rental Assistance program. This is a government service to help people who owe rent or utility bills.
Especially if you are behind on rent because of COVID-19 hardships, your local Rental Assistance (or Rent Relief) program can help you.
Find your local Rental Assistance program at your Get Help page here.
- Am I eligible for rent relief?
Local governments set the rules about who is eligible for rent relief. Most programs focus on people who have suffered COVID-19 hardships.
You can talk to your local Rental Assistance program to learn their eligibility rules.
You may have to show your household income, or if you are on other benefits programs like SNAP.
You may also have to show that you are at risk of homelessness or eviction if you don't get rental assistance.
- Does immigration status matter for rent relief?
Many local Rental Assistance programs are open to everyone, regardless of immigration status. Many programs do not even ask about immigration status.
Check with your local Rental Assistance program to make sure about eligibility rules and immigration.
Did I have eviction protections under the CARES Act?
Can a landlord apply for their renter, to get rental assistance?
Its information is taken from these sources:Princeton Eviction Lab's COVID Policy ScorecardsColumbia Law School COVID-19 Eviction Moratoria analysisEnergy and Policy Institute Utility Disconnect TrackerSupreme Court orderElectricity servicesNew Mexico courts